SANDBOX: fake money and sample data only. No real payments are made. Do not enter real personal or bank details. The live site is vaulte.iaexnetwork.com.
Vaulte is a technology platform, not a bank. Payments are executed and held by licensed partners. Vaulte never holds your funds.
Cross-border payments · USDC · USDT · bank rails

Cross-border
payments in
hours, not days

We ask every licensed partner for a live price, show you the full cost stack, and pick the route that lands today at the lowest cost. For business payments into India you also get the bank certificate (eFIRA/eBRC) attached to your records, and HS-code and purpose-code checks done before the money moves. Settlement times are measured on real transfers and published, not promised.

Same day
Target for most routes*
2+ partners
Per corridor, with failover
USDC · USDT
Where the law allows
Example quoteIllustrative, not a live quote
You send
5,000.00 USDC
Partner conversion + network fees– $9.50
Vaulte markup (0.30%)– $15.00
Market rate1 USD = 83.42 INR
Recipient gets in their bank
≈ ₹4,15,056
Paid in INR by an RBI-authorised partner, with the bank certificate. The stablecoin leg stays outside India.

One quote. Licensed partners
do the moving.

Vaulte compares routes across several partners, locks a firm price for a few minutes, and tracks the payment until the recipient is paid. Partners receive, convert, hold and pay out the money. Vaulte does not.

01
Get a firm quote
See the recipient amount, the route, the arrival estimate, and every fee split out: market rate, partner cost, network fee, Vaulte markup.
02
Pay the partner
Send USDC or USDT to a one-time partner address, or pay by local bank transfer (SEPA, Faster Payments, ACH, FedNow, UAE and Singapore rails).
03
Partner converts and pays out
A licensed partner converts outside the destination country and pays the recipient in local currency, in their bank.
04
Get your documents
Status updates by webhook. India export receipts come with the bank certificate and purpose code.

* Timing is a target and depends on the route, the partner, cut-off times and verification. It is not a guarantee.

Built around the rules,
not around them.

The product enforces these in code before any money moves. Availability depends on your country, the route and completed verification.

01
India always receives rupees
Recipients in India are paid in INR in their bank through an authorised partner. Crypto never reaches an Indian wallet.
02
India sends fiat only
Payments starting in India are sent in rupees and delivered as local currency abroad. Stablecoin funding from India is blocked.
03
Invoice and purpose code
Business payments to India need an invoice and an RBI purpose code (for example P0802 for services).
04
Personal limits
Personal transfers respect partner and regulatory limits, including per-transfer and yearly caps for inbound family remittances.
05
Verification first
Senders and recipients are verified (KYB for businesses, KYC for individuals) by the licensed partner before payment details are issued.
06
Screening
Sanctions screening on parties and wallet addresses; high-risk cases are held for review.

Several partners.
The best route each time.

Vaulte owns no payment rail. It compares partner routes on cost and speed, fails over to a second partner if one is down, and skips currency conversion when the currencies already match.

🇪🇺
SEPA Instant
Euro payments in seconds, around the clock, where the partner supports it.
EURSeconds (typical)
🇬🇧🇺🇸
Faster Payments · FedNow · ACH
UK and US local rails for the first and last mile.
GBPUSDMinutes to same day
🪙
USDC · USDT
Stablecoin hop between partners on fast, low-cost networks. USDT is not offered on EU-licensed legs.
On-chainMinutes
🇮🇳
IMPS · UPI · RTGS
Last mile into Indian bank accounts through RBI-authorised partners.
INRSame day (target)

Transparent pricing.
Every fee on the quote.

Vaulte charges a markup that falls as your transfer size grows. Partner conversion and network fees are shown separately and change by route. The exact total is on every quote before you pay.

Business payments
  • Up to $10K0.40% markup
  • $10K – $100K0.30% markup
  • $100K – $1M0.20% markup
  • Over $1M0.12% markup
Personal transfers
  • Up to $5000.90% markup
  • $500 – $2.5K0.70% markup
  • Over $2.5K0.50% markup

Indicative. Final pricing is shown in your quote and may change with partner costs. Taxes may apply.